Welcome to Money Smarts, the podcast where we simplify financial wisdom for families. I'm [Howard Martell], and today, we're diving into the importance of money management for kids, adults, and especially parents.

Money is one of the most essential tools we use every day, yet it's often misunderstood or overlooked when it comes to teaching the next generation. Whether you're managing household expenses or preparing your kids for a secure future, financial literacy is the foundation for success.

In this episode, I'll share why money management matters, how parents can set an example, and some proven resources to help you and your family master financial responsibility."

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